Common questions
Does this site offer rates or loans?
No. This is an educational site. It does not publish rates, make loans or collect personal information.
How do I get an actual rate?
Apply with one or more licensed lenders and compare the Loan Estimates they provide. Verify any lender on NMLS Consumer Access.
Will shopping hurt my credit?
Scoring models generally treat several mortgage inquiries within a short window as one. Shop in a focused period.
Are online rate tables accurate?
They can be accurate for the borrower they assume. Your price depends on your own credit, equity, loan and lock period.